Eligibility criteria for a personal loan

The eligibility criteria for a personal loan is based on multiple factors and it is mainly based on income and credit score apart from that it is also based on the documents, nationality, and age of the borrowers. So the factors affecting the eligibility criteria are

Age Income Credit Score Documents Types of Employment
Between 21 to 65 years Per month income at least 40,000 Above 700 Aadhar card, PAN, salary slip, bank statement, utility bills, rent agreement, all Employees associated with private limited companies, government organizations, or other registered companies.
ABOUT US

Warm welcome to our esteemed instant personal loan website

Experience a warm welcome to our esteemed loan website, the ultimate destination for hassle-free and expedited instant personal loan applications. Immerse yourself in our user-friendly online services, where we have revolutionised the loan process for your convenience. Our meticulously crafted cash loan products are tailored to fulfil your unique financial needs, offering unparalleled flexibility and low.

At our core, we are determined to provide extraordinary customer service, especially regarding emergency loans . We firmly believe in equal access to financial support, irrespective of your credit history. Embrace the opportunity to apply today with minimal documentation and witness our unwavering commitment to helping you achieve your economic aspirations.

Rates & Charges

Rs 5,000 /-

Minimum loan amount

Rs 1,00,000 /-

Maximum loan amount

90 to 365 Days

Tenure

2% of loan amount

Processing fee

No pre

closure charges

No

prepayment charges

1.25% to 2.60% Monthly

ROI (Rate of interest)

16% to 34%.

APR (Annual Percentage Rate)

Rs. 1000/-

Cheque bounce charges

Monthly Payment Example

Tenure Loan Amount Interest Rate Admin Fees APR Amount Deposited EMI Total Interest
12 Months Rs.1,00,000 31.2% PA Rs.2000 33.88% Rs. 98000 Rs. 9897 Rs.18762

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